最優(yōu)惠利率
【最優(yōu)惠利率簡(jiǎn)介】
最優(yōu)惠利率（Prime Rate）是商業(yè)銀行對(duì)其最優(yōu)質(zhì)客戶執(zhí)行的貸款利率，其他貸款利率可在此基礎(chǔ)上加減點(diǎn)生成。最優(yōu)惠利率是根據(jù)市場(chǎng)利率走勢(shì)由商業(yè)銀行自行研究制定。
貸款最優(yōu)惠利率
| 更新日期 | 澳門(mén)元 | 港元 | 美元 | 人民幣 |
|---|---|---|---|---|
| 2022-06-17 | 5.25% | 5.25% | 4.75% | 5.30% |
| 2022-07-29 | 5.25% | 5.25% | 5.50% | 5.30% |
| 2022-09-23 | 5.375% | 5.375% | 6.25% | 5.30% |
| 2022-11-04 | 5.625% | 5.625% | 7.00% | 5.30% |
| 2022-12-16 | 5.875% | 5.875% | 7.50% | 5.30% |
| 2023-02-03 | 5.875% | 5.875% | 7.75% | 5.30% |
| 2023-03-24 | 5.875% | 5.875% | 8.00% | 5.30% |
| 2023-05-05 | 6.00% | 6.00% | 8.25% | 5.30% |
| 2023-07-28 | 6.125% | 6.125% | 8.50% | 5.30% |
| 2024-09-20 | 5.875% | 5.875% | 8.00% | 5.30% |
| 2024-11-11 | 5.625% | 5.625% | 7.75% | 5.30% |
| 2024-12-23 | 5.50% | 5.50% | 7.50% | 5.30% |
| 2025-09-22 | 5.375% | 5.375% | 7.25% | 5.30% |
| 2025-11-03 | 5.25% | 5.25% | 7.00% | 5.30% |
| 2025-12-12 | 5.25% | 5.25% | 6.75% | 5.30% |
備註：上述最優(yōu)惠利率為年利率，資料僅供參考。
